Visa and OpenAI announced a partnership to enable AI agents to make payments and complete purchases on behalf of users, unveiled at the Visa Payments Forum in San Francisco. The collaboration integrates Visa’s payment infrastructure into OpenAI’s products, allowing AI agents to handle transactions within user-defined limits such as spending caps and merchant restrictions, according to medianama.com.
Under the partnership, Visa will provide payment tokenization, transaction authorization, fraud monitoring, and agent identification systems for payments initiated through OpenAI-powered services. Transactions will use tokenized Visa credentials instead of exposing card details directly. This arrangement builds on Visa’s 2025 launch of Visa Intelligent Commerce, a platform that allows AI agents to search, select, and buy products using tokenized payment credentials, as detailed by medianama.com.
The collaboration marks an extension of Visa’s broader AI strategy, which includes AI tools to handle credit card disputes, processing over 106 million disputes globally in 2025. Integrating Visa’s payment capabilities with OpenAI’s platform aims to advance what the companies describe as “agentic commerce,” enabling AI to autonomously manage consumer payments while maintaining security and user control, per medianama.com.
Visa’s partnership with OpenAI follows the company’s ongoing AI initiatives and expands its reach into one of the world’s largest AI platforms. The integration is expected to enhance AI-driven commerce capabilities by leveraging Visa’s secure payment infrastructure, as announced at the 2026 Visa Payments Forum in San Francisco, medianama.com reported.